A HELOC (home equity line of credit) and a 2nd mortgage let you draw on the equity you have built up in your home, while your first mortgage stays as it is. You keep the mortgage you already have, and you use your home equity for what you need. Jon Berry will explain both options in plain language and help you decide whether one of them fits your plans. Request your personalized rates and fees.
What it is
A HELOC is a line of credit secured by your home equity. A 2nd mortgage is a second loan secured by your home, in addition to your first mortgage. Both use your home equity, and both leave your first mortgage in place. You can use the money for major expenses or for more property.
Who it fits
HELOCs and 2nd mortgages can fit homeowners with equity in their home who want to use that equity without changing their first mortgage. They can fit people who want funds for major expenses, and people who want to use equity for more property. Talk with Jon about your home and your plans before deciding.
How it works
1. Get a quote or call Jon Berry at 602-431-8610 to talk about your home and your plans.
2. Share details about your home and what you would like the money for.
3. Jon reviews your request and explains the next steps for your application.
4. Apply now through the secure application link, or get a quote first if you would like to talk through your options.
Subject to credit approval and property qualification. Available in Arizona.
What Jon will ask for
Jon will ask for details about your home, your mortgage, and what you would like the money for, so he can review your request and explain the next steps. He will tell you if anything else is needed for your application.
Frequently asked questions
Q: What is the difference between a HELOC and a 2nd mortgage?
A: A HELOC is a line of credit secured by your home equity. A 2nd mortgage is a second loan secured by your home. Both leave your first mortgage as it is. Jon can explain both and help you compare them.
Q: Does my first mortgage change?
A: No. With a HELOC or a 2nd mortgage, your first mortgage stays as it is.
Q: What can I use the money for?
A: You can use it for major expenses or for more property. Talk with Jon about what you have in mind.
Q: How do I start?
A: Get a quote at https://wealthwisehomeloans.com/intake-form, apply now at https://wealthwise.my1003app.com/180504/register, or call Jon Berry at 602-431-8610.
Get a quote: https://wealthwisehomeloans.com/intake-form
Apply now: https://wealthwise.my1003app.com/180504/register
Call Jon Berry: 602-431-8610
WealthWise Home Loans, Danber Lending, LLC. Jon Berry, in mortgages since 1992, own company since 2004. Company NMLS 180353, Jonathan Berry NMLS 180504, Arizona Broker License AZ MB-0906064. Arizona only.